Today I must say that it was just a nice day ... even though I was due to get up at 5:30 to get me a shower and be ready for 6.20, now that Ivan has kindly passed to take close to home ... At 7 am we left by bus ... During the trip I heard a little 'good music and played) with Ds kindly granted me borrow from my little man =) not only played but because I enjoy with toys as useful for my English Vocabulary and Training Inglese .. . At about 9:40 we arrived in Lugano, where we were greeted at the headquarters of the BPS ... be refreshed after a bit of coffee and chocolates three bank executives held a conference which lasted until noon ... I took notes and here they are:
Fundamental is the curiosity! The Banca Popolare di Sondrio is found in Lombardy, Piedmont, Lazio, Trentino and Emilia Romagna ... The BPS is present in the Swiss canton of Graubünden & Ticino, Zurich, Basel, St. Gallen, and recently in Berne ... There is also a branch in Monaco ... Partners in the BPS are: Telepass Shweiz General (insurance), Fortis (Leasing) and Channel that provides financial information.
The Swiss BPS adopted this symbol in October 2008 because in the areas of German and French banking sector was difficult to fit in with the full name of Banca Popolare di Sondrio Swiss ... a practical matter really!
born in 1995 and is composed of only 5 people ... in 2008 had 331 employees and is expected to arrive at 360 by the end of this year. It 's a young bank and "informal", with an average age of 38.28 years and the percentage of women is 43% (very high percentage if one refers to the BPS in Italy and other Swiss banks in general) .
In 2008, net income was 13 1 million was well spent on training and retraining of personnel.
It 's a universal bank at 360 ° and publish annually, in addition to the budget, an article of culture.
In the world of work are fundamental skills ... Social + technical & professional.
Every three months the business plan is revised every three years and two extreme hypotheses are made: best & worst case ... always better to be prepared!
Then we were shown a bit 'the Swiss banking system.
Watch ---> Mandate
1) the monetary policy interest general of the country, with the right tools:
Libor (London Interbank oftered rate) which is the reference rate at which banks will exchange money.
E 'between 0 and 0.75 ---> then the central reference rate is 0.37%.
2) To ensure price stability. Keep consumer price inflation below 2%.
supervision on the work of Swiss banks since January 1 this year has relied on Finma it is as indirect supervision rests with the independent auditors.
In 2007 there was a slight decline in banks in Switzerland (330) but compared to only 8 million inhabitants, is a prime number.
UBS and Credit Swiss are the largest Swiss banks. The foreign presence in the Swiss banking system can be represented as a percentage: 46%
institutions
15% of jobs
17% of gross income
2% of value added to GDP
The Swiss BPS is one of the few universal banks in the hands of entirely foreign subject to Swiss territory.
Finally there was a brief discussion of current bank secrecy.
He finished the conference by speaking optimistic (fortunately: P) of the crisis, Mr. Vitali, a 36 year old who works in Umbria BPS since 1995. He also took place in the world of work during a crisis (oil & end the Cold War) and he thinks it is better to enter the world of work at the very beginning of the crisis in ...
Let's hope so!! !! !!
After that, we went to the Parco Ciani risotorante for dinner ... kindly offered to us by BPS A very nice little place, the waiters were very kind to vary with a simple salad the first of my menu ... No dead animals for me, thanks =) Then a good risotto alla parmigiana (for education have also accepted a a mini-dose) and finally, for dessert, a sundae Movenpick (pear & strawberry ice cream with whipped cream and strawberries) ... Finally a good cafferino ... All very good, dining room and service!
After taking some pictures in the park near the restaurant, we walked along the lake to reach the museum of art and make a tour of the exhibition "The Futurist dynamism" dedicated to Boccioni.
I liked very few works, such as pen and ink drawing " Allegory Christmas " , Dream (Paolo and Francesca) , laughter and others ...
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